Coby Montoya
At a glance: The TL;DR The quick comparison Why this matters For high-growth Shopify Plus merchants, scaling toward the enterprise tier creates a fundamental tension: as transaction volumes rise, the margin for error shrinks. In 2026, fraud prevention is no longer a back-office function. The clearest example is Visa’s Acquirer Monitoring Program (VAMP), which flags … Continued
It feels like every week brings a new headline or article about innovations in agentic commerce. As we move toward a world where AI agents conduct commerce at scale, clearly understanding the risks introduced becomes critical. One of the primary risks is the loss of key transaction signals used for fraud detection. Categories of data … Continued
The passage of the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) has accelerated the path to mass adoption. This act has sparked new and increased interest in cryptocurrency as a payment method, whereas historically, there has been more focus on crypto as an investment asset, analogous to investing in and trading … Continued


