ACH payments: Where cents meet sense
How to capture ACH’s upside without unexpected risk
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About this webinar:
Experts at Riskified and Pangea Money Transfer discuss what it takes to scale ACH securely, combining merchant network and dark web insights with firsthand lessons from Pangea’s own journey.
This session will explore:
- Insight from the field on ACH fraud: why ACH can carry more risk than merchants intend to take on, emerging fraud tactics, insufficient-funds risk, and the signals that matter, drawing on Riskified’s merchant network and dark web research.
- Why ACH creates different growth-risk trade-offs: fewer built-in verification signals, non-fraud returns, and delayed outcomes force harder choices between conversion, loss exposure, and customer experience.
- Pangea’s journey scaling its ACH program: how Pangea approaches ACH risk, what it has learned along the way, and practical tips for scaling your own program safely.
Jorge Sanhueza
Director of AML Operations, Pangea
Lev Gal
Senior Data Analyst, Insights Team, Riskified
Melissa Lax
Product Marketing Manager, Payment Fraud, Riskified
As money moves faster than ever, adopting innovative fraud-prevention strategies is critical for financial players seeking to balance risk and opportunity effectively.
Neo-financial platforms, crypto, remittance, precious metals, move money fast across the globe. That speed and scale make fraud easy to commit and hard to catch.
If you're a merchant initiating ACH transactions, fraud monitoring is no longer a best practice. It's a compliance requirement.
