Beyond the transaction: The shift to network intelligence

How fraud is evolving and what it means for your system

Modern fraud is no longer a simple checkout problem. Today’s attacks are identity-driven, highly coordinated, and engineered to mimic legitimate customer behavior. With generative AI accelerating these sophisticated threats, single-merchant, transaction-level systems are obsolete and simply too late to stop them.

This session reveals why defending against modern fraud requires a strategic shift. Discover how leveraging massive network scale, dynamic behavioral analysis, and cross-identity relationships allows you to predict and block account takeovers, claims abuse, and fraud long before a transaction even begins.

Veronika Koren
Veronika Koren

Senior Manager, Merchant Health at Riskified

What matters is that fraud is changing fundamentally. It is morphing beyond the legacy systems built to handle it… We are seeing a total shift in attacker behavior and sophistication.”