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Ecommerce Enablement

Learn about the pillars of digital retail

Ecommerce Enablement

False Declines: An Ecommerce Guide

What is a false decline? A false decline is an online transaction that gets rejected because it is wrongly identified as fraud. It occurs when a merchant is trying to be cautious about fraud, but over-declining good customers comes at a high cost.  Studies show that $331 billion were lost to false declines in 2018 […]

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Ecommerce Enablement

Popular Mcommerce Trends and Why They’re Important

What is mCommerce? Mobile commerce, commonly referred to as mCommerce, is the use of mobile devices to purchase products online. Mcommerce includes various activities such as shopping, online banking, paying bills, and subscribing to platforms.  Mcommerce is growing rapidly, with consumer behaviors and technologies driving new mCommerce trends constantly. An increasing amount of online shoppers […]

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Ecommerce Enablement

PSD2 Explained: A Guide to the (Not So) New Payment Services Directive

The Revised Payment Service Directive, also known as the second Payment Service Directive or PSD2 for short, is a regulation rolled out by the European Union. It is intended to protect consumers by making card-not-present (CNP) payments safer and more secure through Strong Customer Authentication (SCA) and to create a more integrated European payment market […]

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Ecommerce Enablement

Mcommerce: Everything You Should Know

What is mCommerce? Mobile commerce, commonly referred to as mCommerce, is the use of mobile devices to purchase products online. Mcommerce includes everything from shopping, online banking, paying bills, and subscribing to platforms, and has quickly become an important revenue stream for digital shopping.  In the retail world, mCommerce often falls under the umbrella of […]

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Ecommerce Enablement

Ecommerce Fraud: 5 Kinds You Should Know About

What is eCommerce fraud? Ecommerce fraud is considered any type of fraud that occurs on an online shopping platform. The rate of fraud has been at a constant increase since the rise of eCommerce and methods are becoming increasingly more complex.   For merchants, dealing with eCommerce fraud takes significant time and resources, and without proper […]

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Ecommerce Enablement

What is 3DS2? Understanding 3D Secure 2.0

3DS2, sometimes referred to as 3D Secure 2, 3-D Secure Authentication, or EMV 3D Secure, is a security protocol for card-not-present (CNP) transactions. The initials stand for 3-Domain Secure, after the three domains – or entities – involved. Those are the acquiring (merchant’s) bank, the issuing (cardholder’s) bank, and the infrastructure that supports the 3DS […]

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